Frequently Asked Questions

Please click the questions below to discover the answers.

What separates us from other financial advisors?

A combination of independence, comprehensive service, and client focus sets us apart. As an independent Registered Investment Advisor, we provide the best advice for each client’s specific situation and needs without concerning ourselves with the agenda of a parent company. Our services range from financial planning to investment management to estate planning—we can meet a wide range of needs under one roof. Finally, we are oriented toward providing each client the attention and service they deserve. We treat our clients as individuals and not numbers.

What is an independent financial advisor?

Independent Registered Investment Advisers are professional independent advisory firms that provide personalized financial advice to their clients, many of whom have complex financial needs. Because these advisors are independent, they are not tied to any particular family of funds or investment products. As fiduciaries, they are held to the highest standard of care—and are required to act in the best interests of their clients at all times. They are registered with either the Securities and Exchange Commission or state securities regulators.1

1. Registration does not imply a certain level of skill or training.

What are some of the key benefits of independent financial advisors?

In short, the right investment advisor does what is right for you:

  1. Customized guidance based on your entire financial picture … Learn more.
  2. A relationship that’s responsive, attentive, and personal … Learn more.
  3. A fee structure that is simple and transparent… Learn more.
  4. A high level of expertise to support your complex financial needs … Learn more.
  5. Your money is held by an independent custodian, not the advisor firm … Learn more.

What does being a Fiduciary mean?

A fiduciary is a professional entrusted to manage assets or wealth while putting the client’s best interests first at all times. Financial advisors who follow a fiduciary standard must disclose any conflict, or potential conflict, to their clients prior to and throughout the advisory engagement. Fiduciaries will also adopt a code of ethics and will fully disclose how they are compensated.

Where is my money kept?

In our advisory role, we never take custody of client assets. We utilize Schwab Institutional, a division of Charles Schwab & Co., Inc., as the custodian of client accounts and as our primary broker. Our relationship with Schwab is an arm’s length transaction with no exchange of funds between Schwab and von Berge Wealth Management. When your account is established with Schwab, you provide von Berge Wealth Management with limited trading authorization on your account. This authority allows us to process trades directly in client accounts.

How do I transfer assets to von Berge Wealth Management?

Typically, we only need a copy of your most recent account statement and your signatures on a few forms. We will take care of setting up your new account and transferring your assets.